
Website Wells Fargo
Job Description:
Wells Fargo is seeking an Private Mortgage Banker (SAFE) in Consumer Lending as part of Home Lending. For additional information on this line of business, refer to the external Careers Site at wellsfargojobs.com .
Job Responsibilities:
- Produce high quality jumbo residential mortgage loans that meet Wells Fargo Home Mortgage guidelines
- Participate in soliciting residential mortgages from various sources and produce high quality loans which are compliant and provide excellent customer service
- Responsible for the offering of loans, negotiate terms, and take applications for a dwelling-secured transaction within the Private Mortgage Banking Sales functional area
- Build relationships focused on affluent borrowers with realtors, builders, financial professionals, bank stores, past customers, and other non-traditional sources
- Analyze detailed financial and credit data, matching customer needs with an appropriate loan program and level of risk
- Provide information regarding the loans to consultants and functional colleagues
- Interact with customers to understand their needs and provide them with a high quality loan service
- Inform prospective and existing customers of WFHM programs, rates, policies, underwriting requirements, and loan procedures
- Develop and maintain a high degree of visibility for WFHM in the marketplace
- Present recommendations for producing loans and exercise some independent judgment while developing understanding of Private Mortgage
- Banking Sales functional area, policies, procedures, compliance requirements, and generating loans
- Continuously pursue Wells Fargo training offerings to increase knowledge of company products, policies and procedures, and underwriting requirements
- Receive customer applications, quote the rate and points, and complete follow-up activities with the registration lock-in
- Understand real estate appraisals, title reports, and real estate transactions
Job Requirements:
- Excellent verbal, written, and interpersonal communication skills
- Mortgage industry experience
- 2+ years of Private Mortgage Banking Sales experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, or education
- Basic Microsoft Office skills
- Documented retail residential mortgage fundings over the past 12 months referred primarily from established, local, external sources
- Knowledge and understanding of sales prospecting and generating referrals
- Bilingual speaking proficiency in Spanish/English
Job Details:
Company: Wells Fargo
Vacancy Type: Full Time
Job Location: Irvine, CA, US
Application Deadline: N/A
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